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Looking for a life insurance plan that doesn't ask questions about health!?

(6 posts)
  1. darby
    Member

    I am trying to help my mother find a Life insurance that isn't based upon your health. In other words, she is 54 years old and has fibromyalgia, she is in constant severe pain, she takes many very strong pain medications. I need to find a cheap, quality, life insurance for her. Can anyone help please? thanks

    Posted 2 years ago #
  2. lacrosselover
    Member

    I think the best thing to do is to look up insurances under a search engine like Yahoo, Google or Bing and investigate their criteria to purchase their product. There are insurances that don't question medical backround, however, you do run the risk of paying higher premiums and it's possible the premiums may go up after the client reaches a certain age. That can be the trade off for them not asking questions. Good luck.

    Posted 2 years ago #
  3. maximina
    Member

    Try this site where you can compare quotes from different companies in your area

    http://best-life-insurance-usa.info/

    Hope this help,

    Posted 2 years ago #
  4. scotsladye
    Member

    AARP offers life insurance policies that don't require a medical exam. Contact them.

    Posted 2 years ago #
  5. cateyes
    Member

    Policies that require no medical background assume that there will be health issues and do in fact have higher premiums. Are you positive that your mother can't get a decent rate even with her Fibro? Have you tried it? It's usually other issues such as smoking and diabetes, heart problems that will drive the price of the policy up. Look around for a broker online and get several quotes. Her age isn't too high either, it will get much harder after the age of 60.

    Posted 2 years ago #
  6. Joe
    Member

    Try this site

    affordinsurance.notlong.com

    Here you can compare quotes from different companies

    Posted 2 years ago #

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