do these insurance schemes really cover you for major surgery?
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why is it so cheap to live in America? but your hospital treatment is so expensive?
(8 posts)-
Posted 1 year ago #
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What makes you think it's cheap to live in America?
It's not you know.Posted 1 year ago # -
You do hear of something being cheap in another country. However there is always something else that is more expensive to compensate.
Posted 1 year ago # -
I don't know where you get the idea that it is CHEAP to live in America. It is so expensive that I and many many many others can not afford medical insurance. I also can not afford to get new glasses that I do really need. I can barely afford FOOD! And I don't buy new clothing unless absolutely essential. I do not go out to eat or to movies or any other entertainment. I do not have either Cable or satellite TV. I drive ONLY to work and the grocery store.
Posted 1 year ago # -
Their VAT is less than ours and they don't pay £5/$5 for a 20 pack of cigarettes, their house prices are better than ours, if we pay £200,000/$200.000 for a 1 bed flat they will get a 4 bedroom villa for that price but they do not pay national Insurance from their salary each month like we do towards free health and doctors. I believe their insurance schemes vary depending on what type you pay into.
Posted 1 year ago # -
I am not sure I understand your question. In the US the majority of people have health insurance that is a benefit from their employer . . in other words if someone holds a job at a large company or store or business or school . . the insurance is pooled together and the employer will cover the cost of health insurance for their employee. The problem in the US is when someone does not work for a big company or is self employed or unemployed . . than the health insurance is too costly to afford. Most people are covered by their employers health insurance and the 'co-pay' they share with the insurance company is very, very small . . as little as under ten dollars . . all prescription drugs are also covered, as well as Emergency Room, hospitalization, all surgery, all treatments, all tests . . and the patient pays anywhere from nothing to a small amount depending on their type of insurance. So while the US does not have socialized insurance like other countries . . we do have employers (usually large companies) that pay for the health insurance.
The problem is that not everyone in the US is covered under affordable health insurance . . and so when the uninsured go to the hospital . . they receive the highest cost possible . . (they need to pay the true cost of the treatment or service instead of what the health insurance would have paid).
As far as it being 'cheap to live in America' . . . I'm not sure which country you are comparing the US to . . the US is a large country with 50 very different states (the states behave like small countries somewhat - they are separately governed but united together to create a federal gov). Each state considers itself somewhat 'sovereign' and can offer health insurance to those who live in that state if they so wish. The state where I live offers low cost health insurance to everyone.
My son had a rare advanced cancer and our health insurance did end up paying for the entire cost of his treatments, hospitalization, surgeries, and all medical related care for him . . our financial loss was more associated with time lost from work to stay home and care for our son . . or traveling, lodging and meals as well as loss of income. The final bill came to over a million dollars and our insurance paid for it (our insurance was from the statewide Educators Insurance - all educators in the state are covered by health insurance.).
As for cheap living in the US . . it really depends on which part of the country you are talking about . .some states are less expensive to live in than others . . some rural areas are less expensive than some cities . . so it really depends.
Posted 1 year ago # -
its not cheap to live here myself and most middle class spend just about all they earn on what they NEED
um we have an expensive healthcare system i suppose but its just a part of how we run just like any other country has a way that works for them
its working well enough at the moment and were working on a better system
Posted 1 year ago # -
Cheap, compared to what?
We should have the Canadian system of health care, just let them pay for it. Some countries are filled with doctor's with fake degree's. I don't think you know what you are talking about, so just shut up.
Posted 1 year ago #
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